Greetings fellow taxpayers!
So, for those of you who DO get to see a return, what does that mean to you? I'm guessing if you're human that it's the typical "Wooooooo Hooooooooo!!!!!!!!". It is either a part of your income that you depend on, or if you're in a job where you strictly get a paycheck, then it can seem like a much needed bonus.
The first impulse is to think of stuff that you've realllllly been wanting or day dreaming about... probably since your last return. Maybe there's a couple of home improvements you want to take care of, maybe you had to borrow money to pay some bills so you need to pay it back, or maybe you've been promising the family a fun trip and this is your only means to make that happen. Those are all great reasons to put the money towards.
Of course what isn't is a car stereo, a plasma or LCD big screen TV, a down payment on a car payment, etc... . Those are things that we want and definitely feel that we deserve as a reward for working so hard throughout the previous year. However, is it a necessity? Those of you who are making the level of income you want, have the freedom you want, have all areas of life protection in place, and know how to manage your money, then bravo! You are not the majority.
If you're stuck in a dead end job, struggle to get by, don't have the schedule you want, wish you could spend a lot more time with your family, and just can't realistically see how next year is going to be any different from this year, then i'm talking to you. Your fear and excuse of money has prevented you from attempting to change your lifestyle. With the available funds, you can easily afford to begin the process to transition into the new you. You can get started in another area and be able to wait for your efforts to kick in, without affecting your monthly budget. How will you ever know if you never try? Are you prepared to live with the pain of change, or would you prefer the pain of regret? Hmmmmm. But you might really need that new TV. If you are interested in making a change, there are lots of awesome opportunities out there waiting for you. Find them on your own, or ask me what i do to keep me smiling every single day.
To your finances,
$hane William$